Hiring us as your experienced Bankruptcy Law Firm will insure you achieve the results that you are looking for. Here are some of the proceedings you can expect if filing for bankruptcy:

• Required credit counseling. Every person that files is required to take a credit counseling class. While informative, failure to complete it can get your case dismissed.
• Hearings to lift the stay. When you file, an automatic stay is put in place to prevent creditors from pursuing you and continuing collection action. Creditors have the right to go before the court and ask for the stay to be lifted.
• Meeting the trustee. The court will appoint a trustee for your case. This person will request and review documents from both you and your creditors.
• Creditors meeting. Your trustee will schedule a meeting with you and your creditors where they can both ask you questions about your financial affairs, debts, and bankruptcy papers. This is done under oath, so it is important to obtain copies of all of your current, and recent historical, financial information. Copies should be given to the trustee ahead of time, and you should take a copy for yourself.
• Adversary proceeding. A creditor or the trustee can file suit against you while you have an active bankruptcy case. The lawsuit will be assigned its own case number but remain within your bankruptcy. As a bankruptcy law firm, we deal with adverse proceedings on a frequent basis and file them on behalf of clients as needed.
• Proof of claim. Each creditor that wants to be paid as part of the bankruptcy needs to file a proof of claim with the court. Your attorney can approve or object to their claim.
• Hearings. The trustee and the court have the right to dismiss your case and will do so if they feel it is unmerited or the facts have been inaccurately represented. Simultaneously, they are also the ones to approve your bankruptcy case and repayment plan.

A Chapter 13 can provide debt relief, and The Travis Law Firm can help you through the process. This is an excellent option for families seeking debt relief that also want to stay in their home. With a Chapter 13 filing, people can stop foreclosure and make their delinquent payments over time. This allows families to stay in their home and start making mortgage payments on time again instead of being forced to make up the delinquency in one lump sum payment.