If you are losing your home The Travis Law Firm may be able to save you from going through a foreclosure. While each case is different, a Chapter 7 can delay a foreclosure for months while a Chapter 13 can enable you to stay in your home while making payments according to your repayment plan.

Per Bankruptcy Law when you file for a Chapter 13 or a Chapter 7 the court will put an “automatic stay” in place. This automatic stay informs creditors that they need to halt all collection activities pending the results of the court hearings. At minimum, the stay normally lasts three to four months. In order to have the stay lifted a creditor needs to go before the court a make a motion, something that your bankruptcy attorney can argue against.

Our Lawyers are experts at helping families stay in their home while navigating through the bankruptcy process. When your home is at stake, it is important to work with experienced Lawyers. One simple paperwork mistake could cause the court to not approve your bankruptcy and your foreclosure to continue as scheduled. In a Chapter 13 bankruptcy, you and The Travis Law Firm will propose a repayment plan.